The 8 Best Mobile Banking Apps of 2024 - Doughroller

Managing your finances has always been challenging with banking mobile apps. Gone are the days when you had to visit a branch or wait in long queues to check your account balance, pay bills, or transfer funds. Today’s banking apps let you handle all your financial needs from the convenience of your phone. In this article, we will discuss some of the top mobile apps for banking in India that simplify personal finance management.


IDFC FIRST Bank offers a comprehensive suite of banking services through its banking app. From opening savings accounts, applying for loans, and investing in instruments like fixed deposits – you can manage your complete financial relationship with the bank on your phone.

Some key features of the IDFC FIRST Bank app include:

  • Account balance check and transaction history
  • Fund transfer to other bank accounts
  • Pay merchant bills and postpaid mobile bills
  • Deposit and withdrawal requests at bank ATMs
  • Apply for personal loans, two-wheeler loans, and home loans
  • Invest in fixed deposits, recurring deposits, and other instruments
  • Scan checks for deposit instantly from your camera
  • Locate the nearest branches and ATMs
  • Message and chat with bank representatives

With advanced security features like Face ID, fingerprint unlock, and transaction OTPs, the IDFC FIRST Bank app ensures all your financial activities remain safe and secure. It is arguably one of the most feature-rich banking apps in the country.

2. Axis Bank Mobile Banking App

Axis Bank is one of the largest private-sector banks in India. Their mobile banking app provides a wide range of services, including account management, investments, lending, insurance, and more. 

Here are some highlights:

  • One-click access to check savings, current, credit card and loan accounts
  • Transfer funds between own accounts or other bank accounts
  • Pay various bills, recharges, and merchant payments
  • Book and track flights, hotels, and movie tickets
  • Apply for new debit or credit cards

3. State Bank of India YONO App

YONO (You Only Need One) is a digital banking platform from the State Bank of India. As India’s largest commercial bank, the SBI YONO app caters to millions of users across the country. 

Here are some of its key banking features:

  • Account services like balance checks, mini statements, and funds transfer
  • Apply for personal, home, car, and gold loans
  • Invest in fixed deposits, recurring deposits, government bonds, etc.
  • Life and general insurance from partner companies
  • Scan and deposit cheques from your phone’s camera

4. HDFC Bank Mobile Banking App

HDFC Bank is one of the largest private sector banks in India with over 5,000 branches. Their mobile app offers a wide selection of personal and business banking features like:

  • Check balances, mini statements, and set transaction filters
  • Transfer funds between own accounts or other bank accounts
  • Pay multiple bills, merchant payments, and mobile recharges
  • Apply for personal, home, car, education, and gold loans
  • Block and unblock lost or stolen debit/credit cards instantly

5. ICICI Bank Mobile Banking App

ICICI Bank is one of the major private banks in India. Their award-winning mobile app makes banking services easily accessible to millions of customers across the country. 

Here’s what it offers:

  • Account summary, balance check, and mini statements
  • Funds transfer between own accounts or other bank accounts
  • Credit card payments, bill payments, mobile recharges
  • Fixed deposit investments, recurring deposits, bonds, stocks
  • Apply for personal loans including mediclaim, education etc.


Online banking apps have made it extremely convenient to manage finances digitally without visiting branches. The key apps discussed above offer a wide range of products and services perfectly tailored for Indian users. Choose the one that best suits your banking and investment needs. 

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